What is whole life insurance?

Whole life insurance offers guaranteed lifetime coverage with fixed premiums and cash value growth that you can borrow against.

How does the cash value in a whole life policy work?

A portion of each premium goes into a cash account that grows at a guaranteed rate. You can borrow or withdraw this cash value later.

Whole life is ideal for ages 30–45 looking for permanent protection, tax-advantaged savings, and predictable premiums.

Yes—most carriers allow policy loans or withdrawals against your cash value, often at low rates.

Services | AmiInsurable

Explore comprehensive insurance plans tailored to your needs.

Coverage for a set period to protect your family affordably.

Lifetime protection with cash value growth and locked-in premiums.

Flexible premiums and lifelong coverage with potential to build wealth.

Ensure your home stays in the family should the unexpected happen.

Affordable burial insurance with guaranteed approval.

Eliminate debt and build tax-free retirement using life insurance.

Low-cost protection for life’s unexpected accidents.

Receive a lump sum upon diagnosis of a serious illness.

Flexible life insurance with the potential for higher returns linked to stock market indexes.

Help pay off your mortgage early with life insurance designed for quick debt relief.

Coverage guaranteed without the need for a medical exam or health questions.