Why Accidental Insurance Matters

According to the CDC, unintentional injuries are the fourth leading cause of death in the United States. In 2022 alone, over 224,000 people died from preventable accidents. These include everyday occurrences like slips, falls, and car accidents — events that often strike without warning.

What Is Accidental Insurance?

Accidental insurance provides financial protection if you’re injured or killed in a covered accident. It helps cover medical costs, lost income, and other expenses that aren’t usually covered by traditional health or life insurance.

Who Should Consider It?

This coverage is ideal for individuals who work in physically demanding roles, families with children, commuters, and anyone who wants to protect against sudden, unexpected costs. It’s especially helpful for those without full disability coverage or high-deductible health plans.

Coverage Benefits

• Lump-sum payment for injury, dismemberment, or accidental death
• Helps cover out-of-pocket medical expenses
• Low-cost monthly premiums
• No medical exam required to qualify
• Quick payouts for eligible claims