Frequently Asked Questions
Have questions? We have answers! Browse our most common inquiries below.
What types of insurance do you offer?
We provide a comprehensive range of life and health insurance products, including final expense, term life, whole life, mortgage protection, and more. Learn more on our Services page.
How do I get a quote?
You can request a free quote through our website or call us directly for a personalized consultation. Just click the “Get a Free Quote” button.
Is a medical exam required?
Most plans require no medical exam—just answer a few simple health questions for instant coverage options.
What makes AmiInsurable different?
We partner with top-rated carriers to find you the best rates and support you every step of the way—from application to claim.
How many Americans have life insurance?
As of 2024, approximately 52% of Americans own a life insurance policy, leaving over 100 million individuals uninsured or underinsured. Source
Why do people hesitate to buy life insurance?
Many Americans overestimate the cost of life insurance, with 42% believing it’s too expensive, even though actual costs are often lower. Source
What is the average life insurance policy size?
In 2022, the average life insurance policy size for new contracts was $197,000. Source
How has the life insurance market changed recently?
The total U.S. life insurance new annualized premium increased by 8% during the third quarter of 2024, reaching $3.9 billion. Source